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发布时间：2023-09-26 09:14:45
Word文档个人借款合同（英文版）个人借款合同〔英文版〕导语：在我们的日常生活中，借贷行为是较为常见的，通onthecertificateofindebtednessorloanvoucher.wherethereisanyinconsistencybetweenthestipulationsonthecertificateofindebtednessorloanvoucherandthetermsandconditionsonthiscontractexceptdate,thelattershallprevail.常表现为向亲朋好友借款或者像银行贷款，这种时候我们应当如何拟写个人借款合同呢?今日我就带大家看看一篇个人借款合同(英文版，欢迎大家阅读!个人借款合同(英文版borrower:lender:mortgagor:surety:pledgeor:thiscontractismadeinlinewiththecontractlawofthepeoplesrepublicofchinaandthegeneralprovisionsofloansofthepeoplesbankofchinatospecifytherightsandobligationsofpartiesinvolved.loanborrowingclausearticle1.amountofloan:referto36.1article2.purposeofloan:referto36.2article3.lifeofloan3.1referto36.33.2acertificateofindebtednessoraloanvoucherisanintegralpartofthiscontract.thedateofadvanceandpaymentduedateshallfollowthedatespecifiedarticle4transferringofloan.thefullamountofloanshallbetransferredtoanaccountdesignatedbytheborrowerwithin5workingdaysfromthedateofcompletingborrowingprocedure.referto36.4forthefrequency,timeandamountoftransferringarticle5.interestrateofloanandcalculation5.1interestrateofloan:theinterestrateunderthiscontractisspecifiedin36.5inlinewithrelevantrules.incaseofchangeofinterestrate,theinterestratestipulatedinthecontractshallprevailforloanswithalifeoflessthanorequaltooneyear;forloanswithalifeexceedingoneyear,theinterestshallbecalculatedonamulti-stagebasis,i.e.fromnextjan.1stfollowingtheadjustmentofinterestrate,thenewrateshallprevail.incasetheborrowerfailstorepaytheprincipalandinterestbeforetheduedate,orfailstousetheloanforpurposesasagreedinthiscontract,thelendershallbeentitledtocollectdefaultinterestinlinewithrelevantrules.thedefaultinterestrateisspecifiedin36.6.5.2incaseofcalculatinginterestonmulti-stagebasisduetoadjustmentofinterestrate,thelendershallbeentitledtoadjusttheinterestrateonhisownwithoutfurthernoticetotheborrower.article6typeofrepaymentofloan6.1theborrowershouldopenanaccountwiththelender(theaccountname1/2
Word文档andaccountnumberarespecifiedin36.7.andpromisetodepositsufficientmoneyforrepaymentbeforeeachduedate.theborrowerherebyauthorizesthelendertocollect,ifany,compoundinterest,defaultinterest,liquidateddamage,premium,compensationandexpensesarisingfromtherealizationofcreditorsright(includinglawyersfeeandcourtexpenseinadditiontodueprincipalandinterestofloan.incasetheassetinthisaccountisnotenoughforrepaymentofdueprincipalandinterest,thelendershallbeentitledtocollectfromanyaccountopenedbytheborrowerwithanybranchoficbc.6.2theborrowershallrepaytheprincipalandinterestonamonthlybasis(exceptrepayingprincipalandinterestinalumpsumfromthesecondmonthfollowingtheissuingofloan,asagreedbetweentheborrowerandlender.therepaymenttenorsandtypearespecifiedin36.8.6.3incaseofmulti-stagecalculationofinterestasspecifiedin5.1duetoadjustmentofinterestrateduringthelifeofloan,therepaymentamountforloanswithalifeexceedingoneyearshallberecalculatedonthebasisofbalanceofunpaidloanandtherestofrepaymenttenorfromnextjan.1stfollowingtheadjustmentofinterestrate.6.4repaymentoftheloanaheadofschedulebytheborrowershallbesubjecttowrittenconsentfromthelender.theinterestofprepaidamountshouldbecalculatedonthebasisofratespecifiedinthiscontractandactualdays. 